Insights & News

If you're like most people, you probably think of the credit bureaus as three separate entities. And while it's true that Experian, Equifax, and TransUnion all…

As a consumer lender, making effective lending decisions is crucial to your business’s success. With the ever-increasing amount of competition in the lending industry, you need…

You’re launching a prime auto loan campaign. Your data vendor delivers 10,000 qualified prospects. Launch day arrives, your offer goes out, and responses trickle in below…

A set of converging pressures is fundamentally reshaping the consumer lending environment in 2026 — and with it, how credit products get marketed. Interest rates remain…

A consumer fills out a mortgage application on Tuesday morning. Their credit is pulled at 10:47 AM. By Wednesday afternoon, they’ve already chosen a lender, but…

The American Dream of homeownership has become dramatically more challenging for first-time buyers, with striking differences between the housing boom of 2004 and today’s constrained market.…